:root{--navy:#081a33;--navy2:#102c52;--yellow:#ffd21a;--ink:#101827;--muted:#64748b;--line:#dce3ec;--bg:#f7f9fc;--white:#fff;--radius:18px;--shadow:0 18px 45px rgba(8,26,51,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,92%);margin:auto}.topbar{background:var(--navy);color:#dce7f5;font-size:13px}.topbar .container{display:flex;justify-content:flex-end;gap:24px;padding:9px 0}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,227,236,.9)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{font-weight:900;letter-spacing:-1.4px;font-size:24px;color:var(--navy)}.logo span{color:#d4a900}.navlinks{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:700;color:#334155}.navlinks a:hover{color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 20px;border-radius:10px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s}.btn-primary{background:var(--yellow);color:var(--navy)}.btn-primary:hover{transform:translateY(-1px);box-shadow:0 10px 22px rgba(255,210,26,.25)}.btn-dark{background:var(--navy);color:white}.btn-outline{border-color:#cbd5e1;background:white;color:var(--navy)}.hero{background:var(--navy);color:white;padding:54px 0 0}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:40px;align-items:center}.eyebrow{color:var(--yellow);font-weight:900;text-transform:uppercase;letter-spacing:1.5px;font-size:13px}.hero h1{font-size:clamp(42px,5vw,70px);line-height:1.02;letter-spacing:-3px;margin:12px 0 22px}.hero h1 span{color:var(--yellow)}.hero p{font-size:18px;color:#d9e3ef;max-width:650px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.hero-media{min-height:440px;border-radius:24px 24px 0 0;background-image:linear-gradient(90deg,rgba(8,26,51,.15),rgba(8,26,51,.02)),url('hero-recovery.jpg');background-size:cover;background-position:center;box-shadow:0 -10px 50px rgba(0,0,0,.15)}.truststrip{border-bottom:1px solid var(--line);background:white}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}.trustgrid div{padding:22px 18px;border-right:1px solid var(--line);font-weight:800;color:var(--navy)}.trustgrid div:last-child{border-right:0}.section{padding:82px 0}.section.alt{background:var(--bg)}.section-head{max-width:760px;margin-bottom:38px}.section-head h2{font-size:42px;line-height:1.08;letter-spacing:-1.8px;margin:8px 0 12px;color:var(--navy)}.section-head p{color:var(--muted);font-size:17px}.kicker{color:#a27c00;font-weight:900;text-transform:uppercase;font-size:12px;letter-spacing:1.5px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 28px rgba(8,26,51,.05)}.card-body{padding:24px}.card h3{margin:0 0 8px;color:var(--navy);font-size:21px}.card p{margin:0;color:var(--muted)}.icon{width:42px;height:42px;border-radius:12px;background:#fff7c9;display:grid;place-items:center;color:var(--navy);font-weight:900;margin-bottom:16px}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{background:var(--navy);color:white;padding:26px;border-radius:16px;position:relative}.step .num{color:var(--yellow);font-weight:900;font-size:13px}.step h3{margin:8px 0}.step p{color:#d4dfed;margin:0}.land-grid{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}.checklist{display:grid;gap:14px}.check{display:flex;gap:12px;align-items:flex-start}.check b{color:var(--navy)}.tick{flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:var(--yellow);display:grid;place-items:center;color:var(--navy);font-weight:900}.form-wrap{background:white;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:800;color:#334155}.field input,.field textarea,.field select{width:100%;padding:13px 14px;border:1px solid #cbd5e1;border-radius:10px;font:inherit;background:white}.field textarea{min-height:130px;resize:vertical}.notice-callout{border-left:4px solid var(--yellow);background:#fffbea;padding:16px 18px;color:#4b5563;font-size:14px}.contact-submit{margin-top:16px}.thanks{display:none;background:#ecfdf5;border:1px solid #a7f3d0;color:#065f46;padding:18px;border-radius:12px;margin-top:16px}.footer{background:var(--navy);color:#dbe5f1;padding:55px 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer h3{color:white;margin-top:0}.footer a{color:#dbe5f1}.small{font-size:13px;color:#94a7bd}.pagehero{background:var(--navy);color:white;padding:70px 0}.pagehero h1{font-size:54px;line-height:1.05;margin:0 0 14px;letter-spacing:-2px}.pagehero p{max-width:760px;color:#d7e1ed;font-size:18px}.notice-preview{background:white;border:1px solid var(--line);box-shadow:var(--shadow);padding:30px;max-width:900px;margin:auto}.notice-head{display:flex;justify-content:space-between;gap:20px;border-bottom:2px solid var(--navy);padding-bottom:18px}.notice-head h2{margin:0;color:var(--navy)}.notice-table{width:100%;border-collapse:collapse;margin:20px 0}.notice-table td{border:1px solid #d7dee8;padding:11px}.legal-note{font-size:13px;color:#64748b}.mobile-menu{display:none}
@media(max-width:900px){.navlinks{display:none}.mobile-menu{display:block}.hero-grid,.land-grid{grid-template-columns:1fr}.hero-media{min-height:300px}.trustgrid{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}}
@media(max-width:600px){.topbar .container{justify-content:center;gap:12px;flex-wrap:wrap}.hero{padding-top:35px}.hero h1{font-size:43px;letter-spacing:-2px}.section{padding:58px 0}.section-head h2{font-size:34px}.cards,.process,.trustgrid,.footer-grid{grid-template-columns:1fr}.trustgrid div{border-right:0;border-bottom:1px solid var(--line)}.nav{min-height:66px}.pagehero h1{font-size:42px}}

.notice-banner{background:var(--navy);color:#fff;padding:28px;border-radius:18px;box-shadow:var(--shadow);display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center}.notice-banner .days{font-size:42px;font-weight:950;line-height:1;color:var(--yellow);white-space:nowrap}.notice-banner h3{margin:0 0 5px;font-size:23px}.notice-banner p{margin:0;color:#d7e1ed}.guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.guide-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:0 8px 28px rgba(8,26,51,.05)}.guide-card h3{margin:0 0 8px;color:var(--navy);font-size:21px}.guide-card p{margin:0;color:var(--muted)}.timeline{display:grid;gap:14px}.timeline-item{display:grid;grid-template-columns:56px 1fr;gap:18px;align-items:start}.timeline-num{width:46px;height:46px;border-radius:50%;background:var(--yellow);color:var(--navy);display:grid;place-items:center;font-weight:950}.timeline-item h3{margin:0 0 4px;color:var(--navy)}.timeline-item p{margin:0;color:var(--muted)}.form-progress{display:flex;gap:8px;margin:0 0 22px}.form-progress span{height:5px;flex:1;border-radius:999px;background:#e2e8f0}.form-progress span.active{background:var(--yellow)}.form-step{display:none}.form-step.active{display:block}.step-title{font-size:20px;font-weight:900;color:var(--navy);margin:0 0 5px}.step-note{font-size:13px;color:var(--muted);margin:0 0 18px}.form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:20px}.btn-secondary{background:#eef2f7;color:var(--navy);border:1px solid #d7dee8}.field input[type=file]{padding:10px;background:#f8fafc}.declaration{background:#f8fafc;border:1px solid var(--line);padding:18px;border-radius:12px}.declaration p{font-size:14px;color:#475569;margin:0 0 12px}.resource-links{display:flex;flex-wrap:wrap;gap:10px}.resource-links a{font-weight:800;color:var(--navy);text-decoration:underline;text-underline-offset:3px}.notice-preview .notice-callout{margin:20px 0}.two-col-text{columns:2;column-gap:45px}.two-col-text h2,.two-col-text h3{break-after:avoid-column}.two-col-text p{break-inside:avoid}
@media(max-width:900px){.notice-banner{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr}.two-col-text{columns:1}}

/* Responsive device refinements */
html,body{max-width:100%;overflow-x:hidden}.mobile-nav{display:none}
.mobile-menu{width:46px;height:46px;padding:0;border:1px solid #cbd5e1;border-radius:10px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer}.mobile-menu span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px}
@media (max-width:900px){
  .container{width:min(94%,760px)}
  .header .nav{gap:12px}
  .logo{font-size:22px}
  .mobile-menu{display:flex}
  .mobile-nav{position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 14px 30px rgba(8,26,51,.12);padding:12px 4%;z-index:19}
  .mobile-nav.open{display:grid;gap:4px}
  .mobile-nav a{padding:13px 10px;font-weight:800;color:var(--navy);border-radius:8px}
  .mobile-nav a:hover{background:#f5f7fa}
  .mobile-nav .btn{margin-top:6px;text-align:center}
  .hero-grid{gap:28px}.hero-media{min-height:340px}
  .notice-banner{grid-template-columns:1fr}.notice-banner .days{font-size:36px}
  .notice-table{font-size:14px}
}
@media (max-width:600px){
  .container{width:92%}
  .topbar{font-size:11px}.topbar .container{padding:7px 0}
  .nav{min-height:64px}.logo{font-size:21px}.mobile-menu{width:42px;height:42px}
  .hero{padding-top:30px}.hero h1{font-size:clamp(36px,11vw,46px);letter-spacing:-1.8px}.hero p{font-size:16px}.actions{display:grid;grid-template-columns:1fr}.actions .btn{width:100%}.hero-media{min-height:250px;border-radius:18px 18px 0 0}
  .section{padding:52px 0}.section-head h2{font-size:32px}.section-head p{font-size:16px}
  .form-wrap{padding:20px}.form-actions{flex-direction:column}.form-actions .btn{width:100%}.form-progress{gap:5px}
  .notice-banner{padding:22px}.notice-banner .days{font-size:32px}.notice-banner h3{font-size:20px}
  .notice-preview{padding:18px}.notice-head{display:block}.notice-head .small{margin-top:8px}.notice-table{display:block;overflow-x:auto;white-space:nowrap}
  .two-col-text{columns:1}.pagehero{padding:52px 0}.pagehero h1{font-size:38px}.pagehero p{font-size:16px}
  input,select,textarea{font-size:16px!important} /* prevents iOS Safari auto-zoom */
  .footer{padding:44px 0}.footer-grid{gap:28px}
}
@media (min-width:901px){.mobile-menu{display:none!important}.mobile-nav{display:none!important}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Final polish: clickable service cards and evidence email route */
.service-link, .link-card { display:block; color:inherit; text-decoration:none; }
.service-link:hover, .link-card:hover { transform:translateY(-2px); }
.evidence-email-box { margin:18px 0; padding:18px 20px; border:1px solid #dbe3ec; border-left:4px solid #ffd21c; border-radius:12px; background:#f8fafc; }
.evidence-email-box strong { display:block; color:#0a1d38; font-size:18px; margin-bottom:8px; }
.evidence-email-box p { margin:7px 0; }
.evidence-email-link { font-weight:700; color:#0a1d38; }
.evidence-mail-button { margin-top:10px; }
/* Final polish: remove unnecessary process number badges without changing the layout. */
.timeline-item{grid-template-columns:1fr;gap:0}